Normally bank required below Proof of Identity like Passport, Driving License, Voter ID, PAN. Proof of Address: Electricity Bill, Telephone Bil, Passport copy , Bank Statement.
Property Documents: sale deed original, NOC from society, allotment or possession letter from builder, etc
Below is list of document require for Home loan from diffrent bank, below list may be different but most of below document ask by bank for more details you can visit your nearest bank so you can get actual list for documents
ICICI Bank
| Documents | Salaried | Self Employed Professional | Self Employed Non Professional |
| Application form with photograph duly signed | Y | Y | |
| Identity, residence and age proof | Y | Y | Y |
| Last 6 months bank statements | Y | Y | Y |
| Last 3 months Salary-slips | Y | ||
| Processing fee cheque | Y | Y | Y |
| Form 16 / Income Tax Returns | Y | Y | Y |
| Proof of business existence | Y | Y | |
| Business profile | Y | ||
| Education qualification certificate and proof of business existence | Y | ||
| Last 3 years Income Tax Returns with computation of Income | Y | Y | |
| Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account | Y | Y |
HDFC Bank
| Agriculturists/ Farmer | Salaried Customers |
|
Businessmen – Professionals | |||
| Application form with photograph |
|
Application form with photograph | Application form with photograph | |||
| Identity and Residence proof | Identity and Residence proof |
|
Identity and Residence proof | |||
| Last 6 months bank statements | Last 6 months bank statements |
|
Last 6 months bank statements | |||
| Processing fee cheque | Processing fee cheque |
|
Processing fee cheque | |||
|
Income Documents |
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| Copies of Title Documents of Agricultural Land depicting Land holding |
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Latest Salary Slip | Educational Qualifications Certificate and Proof of Business | ||
| Copies of Title Documents of Agricultural Land depicting crops being cultivated |
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Form 16 | Business Profile and Previous 3 years Income Tax returns (self and business) | ||
| Statement of previous 2 years of loans availed |
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Previous 3 years Profit | |||
AXIS Bank
| Salaried | Self Employed |
| · 3 months pay slip
· 6 months pay slip/2 yrs bonus proof (in case of variable pay) · 6 months bank statement showing salary credits · 2 yrs Form 16 (or employment continuity proof) · For NRI Salaried- o 3 month pay slip o Appointment letter/contract letter o Continuos Discharge Certificate for Shipping cases o 6 month Domestic NRE/NRO a/c statement o 6 month international salary a/c statement o Overseas credit report o Valid visa copy/OCI card o Passport copy o POA details |
· 2 yrs ITR, Computation of Income, P&L, Balance sheet with CA seal and sign
· For Asha HL – 1 yr ITR, Computation of Income, P&L, Balance sheet with CA seal and sign · Tax Audit Report (If Gross Turnover Exceeds Rs 1 Cr or Gross Receipts Exceeds 25 Lac) · 6 months bank statements of personal and business accounts · If ITR is filed without digital sign – CPC and tax paid challan · Business continuity proof (3 yrs for HL / 5 yrs for LAP) |
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